Workers compensation insurance provides critical benefits for employees who suffer job-related injuries or illnesses. In California, this coverage is mandatory for businesses with one or more employees, even if they are family members or part-time hires.
A workers' comp policy pays for an injured employee's reasonable medical expenses, a portion of their lost wages during recovery, disability benefits for permanent impairments, and death benefits for fatal incidents that arise out of employment duties. This no-fault insurance protects both employees and employers - employees receive assured benefits while employers are shielded from liability lawsuits related to covered incidents.
At Pacific Edge Insurance Agency, our agents leverage their workers' comp expertise to ensure you secure appropriate coverage limits and policy terms aligned with your operations. Request a free workers compensation insurance quote from Pacific Edge today.