For companies that own or lease real estate, equipment, inventory, and other physical assets used in operations, commercial property insurance provides vital coverage against losses. This policy protects your insured business property from risks like fire, theft, vandalism, storms, and other covered perils.
A commercial property insurance policy covers the costs to repair or replace damaged buildings, contents like furniture and equipment, inventory stock, and often also covers loss of income or relocation expenses if you cannot operate due to an insured property loss. Many businesses bundle this coverage with general liability and other necessary policies through a comprehensive business owner's policy (BOP).
At Pacific Edge Insurance Agency, our commercial specialists assess your specific property exposures and assets to recommend the right coverage limits, deductibles, endorsements and policy types to fully safeguard your operations. From home-based businesses to industrial facilities, we'll help you secure the tailored commercial property protection your company needs.