Workers' Compensation For Contractors
Stay Compliant. Protect Your License. Get Covered — Fast & Easy.
If you’re a licensed contractor in California, recent state law now requires you to carry workers’ compensation insurance, even if you don’t have any employees. Whether you’re a General Contractor (Class B), handyman, electrician, plumber, or other skilled tradesperson, Pacific Edge Insurance can help you get affordable, compliant coverage — fast.
Who Needs Workers’ Comp Insurance in California?
As of January 1, 2023, the Contractors State License Board (CSLB) requires all licensed General Contractors to maintain active workers’ compensation insurance, even if you operate as a sole proprietor or have no employees.
By January 1, 2026, this requirement will extend to all licensed contractors, regardless of classification.
– If you hire subcontractors, day laborers, or simply work on job sites, you’re likely required to carry coverage — even if you don’t consider them “employees.”
What Happens If You Don’t Have It?
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Your contractor’s license won’t be issued or renewed by the CSLB
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You can face license suspension, hefty fines, or stop-work orders
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You may be held personally liable for injuries on the job — even for 1099 subcontractors.
We Make It Easy to Get Workers’ Comp Insurance
At Pacific Edge Insurance, we specialize in helping California contractors get compliant and covered — without the hassle.
Why Contractors Choose Us:
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We work with multiple top-rated carriers — get the best rates -
Fast quotes — often within the same day
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We understand California contractor regulations and requirements
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Friendly, independent agency — no corporate nonsense
Who We Help:
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General Contractors (Class B)
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Handymen & Home Repair Pros
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Electricians & Plumbers
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HVAC Contractors
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Roofers & Painters
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Carpenters, Flooring Installers, and more
Fill out the short form below and we’ll contact you with a personalized workers’ comp quote — fast and obligation-free.
Protect your business, your license, and your future.
